What are RWAs?
Real-world assets are tokenized representations of traditional financial instruments made accessible on-chain. In the case of Ondo-backed and xStocks assets, the tokens are designed to follow the total economic performance of the underlying instrument, aiming to mirror its value behavior rather than operate as derivatives.
By bringing these instruments to blockchain ecosystems, RWAs allow users and developers to interact with traditional market exposures without directly accessing traditional brokerage or settlement infrastructure.
Why can RWAs be useful?
- Expanded exposure set: RWAs introduce equity, fixed-income, and commodity-linked exposures alongside crypto assets.
- Portfolio diversification: RWAs can complement crypto-native assets with different risk and return characteristics.
- Composable on-chain usage: once tokenized, RWAs can be integrated into smart contracts, intent-based execution, and automated strategies.
How do RWAs work in 1inch?
1inch supports RWAs through its Intent Swap API (Fusion mode), providing gasless and MEV-protected execution. Supported RWA tokens may be included in swap intents with outcome constraints, and are fulfilled by competing resolvers subject to market and eligibility conditions.
This integration is powered through collaboration with Ondo Finance and xStocks, which helps ensure reliable pricing and smooth handling of RWA-linked tokens within the execution process.
xStocks access and trading conditions
Supported networks
- Ethereum
Geographic availability and time of operation
xStocks RWAs are available for trading 24/7 and provide continuous access without time or geographic restrictions.
Supported pairs and minimum order size
Trading is currently supported exclusively in USDC ↔ xStocks pairs. Note that orders below $20 are not filled.
Ondo access and trading conditions
Supported networks
- Ethereum
- BNB Smart Chain
Geographic availability
RWAs are available in most regions, subject to regulatory and eligibility restrictions. They are not available to users located in:
- Afghanistan
- Algeria
- Belarus
- Canada
- China (excluding Hong Kong)
- Crimea, Donetsk People’s Republic (DNR), Luhansk People’s Republic (LNR), Kherson and Zaporizhzhia regions (Ukraine), the city of Sevastopol
- Cuba
- Democratic Republic of Korea
- European Economic Area
- Eritrea
- Iran
- Libya
- Myanmar
- Morocco
- Nepal
- Russia
- Singapore
- Somalia
- South Sudan
- Sudan
- Syria
- Switzerland
- United States, or any of its states, possessions, territories, or federal districts
- United Kingdom
- Venezuela
Time of operation
Primary pricing and liquidity for RWAs follow traditional market hours and are generally available 24 hours a day, 5 days a week, to stay aligned with underlying markets.
Outside of market hours (e.g., weekends or holidays), secondary transfers may still occur, but pricing may be wider or less representative due to underlying markets being closed.
Quick FAQ
Which RWA tokens are available via the Intent Swap API? Only whitelisted, issuer-approved RWA tokens that meet 1inch’s technical, liquidity, and compliance integration criteria are exposed.
What token standards are supported? Currently, ERC-20 tokens are supported for RWA swaps via the 1inch Intent Swap API.
Does 1inch perform KYC or AML on users before purchasing the RWAs? No. 1inch does not perform KYC/AML. Compliance requirements are enforced by the RWA issuer at the token or contract level.
What is the integrator responsible for? Integrators are responsible for: user eligibility checks, UI/UX warnings, and regulatory disclosures and jurisdictional compliance.
Legal disclaimer
Information relating to real-world assets backed by Ondo Finance (Ondo) and Backed Finance AG (xStocks), including their structure, backing, regulatory positioning, eligibility, and availability, is provided by Ondo, xStocks, or with reference thereto. Developers and users should review own terms of Ondo and/or xStocks, disclosures, and documentation and monitor updates provided directly by Ondo and/or xStocks.
1inch does not issue, sponsor, endorse, manage, or provide investment advice in relation to any RWA or underlying asset. 1inch acts solely as an infrastructure and technology provider, enabling access to supported tokens via its APIs, where available.
This material is provided for informational purposes only and does not constitute investment advice, an offer, solicitation, or recommendation to acquire or dispose of any asset.
Availability of RWAs may vary by jurisdiction, eligibility criteria, network, market conditions, and third-party restrictions, and may change over time.
Nothing in this material modifies, supplements, or overrides any representations, warranties, obligations, or disclaimers set forth in any agreement between you and 1inch (or its affiliates), which shall govern in the event of any inconsistency.