Real-World Asset Swap API

What are RWAs?

Real-world assets are tokenized representations of traditional financial instruments made accessible on-chain. In the case of Ondo-backed, xStocks, Bitstamp, Maple, Reserve, and Tenbin assets, the tokens are designed to follow the total economic performance of the underlying instrument, aiming to mirror its value behavior rather than operate as derivatives.

By bringing these instruments to blockchain ecosystems, RWAs allow users and developers to interact with traditional market exposures without directly accessing traditional brokerage or settlement infrastructure.

Why can RWAs be useful?

• Expanded exposure set: RWAs introduce equity, fixed-income, and commodity-linked exposures alongside crypto assets.
• Portfolio diversification: RWAs can complement crypto-native assets with different risk and return characteristics.
• Composable on-chain usage: once tokenized, RWAs can be integrated into smart contracts, swap execution modes, limit orders, and automated strategies.
• Gasless option: when trading via Intent (Fusion) or Cross-chain modes, users can gain gasless exposure to traditional markets without holding native tokens to cover fees.

How do RWAs work in 1inch?

1inch supports RWAs across all Swap products — Classic Swap, Intent Swap (Fusion), and Cross-chain Swap (Fusion+) — and via the Orderbook API (limit orders), subject to issuer and network availability.

Availability differs by tokenized asset. Which products, networks, trading hours, and jurisdictions apply depends on the specific RWA (issuer rules, liquidity, and eligibility). Integrators should treat support as per-asset rather than universal for every tokenized instrument.

Supported RWA tokens can be traded through the execution mode that fits the use case:

• Classic Swap — transaction-based quotes and swaps with full parameter control.
• Intent Swap (Fusion) — gasless, MEV-protected intents fulfilled by competing resolvers; the user signs an intent and resolvers pay on-chain gas.
• Cross-chain Swap (Fusion+) — bridgeless cross-chain execution where supported.
• Orderbook — fixed-price limit orders for RWA tokens where available.

Supported RWA issuers (providers) include:

• Ondo Finance
• xStocks (Backed Finance AG)
• Bitstamp
• Maple
• Reserve
• Tenbin

Availability differs by tokenized asset, network, and jurisdiction.

This integration is powered through collaboration with these issuers, which helps ensure reliable pricing and smooth handling of RWA-linked tokens within the execution process.

xStocks access and trading conditions

Supported networks

• Ethereum
• BNB Smart Chain

Geographic availability and time of operation

Eligibility and jurisdictional availability are determined by the issuer (Backed Finance AG). Refer to xStocks documentation for current eligibility criteria: FAQ. xStocks RWAs are available for trading 24/7 and provide continuous access without time restrictions.

Minimum order size

Note that orders below $20 are not filled.

Ondo access and trading conditions

Supported networks

• Ethereum
• BNB Smart Chain

Geographic availability

Eligibility and jurisdictional availability of Ondo-backed RWAs are determined by the issuer (Ondo Finance). Refer to Ondo's eligibility documentation for the current list of supported and excluded jurisdictions: https://docs.ondo.finance/ondo-global-markets/eligibility.

Bitstamp access and trading conditions

Supported networks

• Robinhood

Eligibility and jurisdictional availability for Bitstamp RWAs are determined by the issuer. For the latest details on supported tokens, trading hours, and geographic restrictions, refer to the issuer's documentation.

Maple access and trading conditions

Geographic availability

Eligibility and jurisdictional availability for Maple RWAs are determined by the issuer. Maple RWA tokens are geo-restricted: requests originating from restricted jurisdictions are blocked (HTTP 451) at the API level. For the latest details on supported tokens, trading hours, and geographic restrictions, refer to the issuer's documentation.

Reserve access and trading conditions

Supported networks

• BNB Smart Chain
• Ethereum
• Base

Geographic availability

Eligibility and jurisdictional availability for Reserve RWAs are determined by the issuer. Reserve RWA tokens are geo-restricted: requests originating from restricted jurisdictions are blocked (HTTP 451) at the API level. For the latest details on supported tokens, trading hours, and geographic restrictions, refer to the issuer's documentation.

Tenbin access and trading conditions

Supported networks

• Ethereum

Geographic availability

Eligibility and jurisdictional availability for Tenbin RWAs are determined by the issuer. Tenbin RWA tokens are geo-restricted: requests originating from restricted jurisdictions are blocked (HTTP 451) at the API level. For the latest details on supported tokens, trading hours, and geographic restrictions, refer to the issuer's documentation.

Time of operation

Primary pricing and liquidity for RWAs follow traditional market hours and are generally available 24 hours a day, 5 days a week, to stay aligned with underlying markets.

Quick FAQ

• Which RWA tokens are available via 1inch Swap and Orderbook APIs? Only whitelisted, issuer-approved RWA tokens that meet 1inch's technical, liquidity, and compliance integration criteria, as well as issuers' requirements. Availability differs by tokenized asset and may not be the same across Classic, Intent, Cross-chain, and Orderbook.

• Which RWA providers does 1inch support? Ondo, xStocks, Bitstamp, Maple, Reserve, and Tenbin. Availability differs by tokenized asset, network, and jurisdiction.

• What token standards are supported? Currently, ERC-20 tokens are supported for RWA trading via the 1inch Swap and Orderbook APIs.

• Do users pay gas to trade RWAs? It depends on the product. Intent (Fusion) and Cross-chain (Fusion+) can execute as gasless swaps — resolvers cover gas costs. Classic Swap and Orderbook (limit order) flows generally require on-chain gas as usual for those products.

• Does 1inch perform KYC or AML on users before purchasing the RWAs? No. 1inch does not perform KYC/AML. Compliance requirements are enforced by the RWA issuer at the token or contract level.

• What is the integrator responsible for? Integrators are responsible for: user eligibility checks, UI/UX warnings, regulatory disclosures and jurisdictional compliance, and compliance with the relevant RWA issuer's terms and eligibility criteria.

Legal disclaimer

Information relating to real-world assets backed by Ondo Finance (Ondo), Backed Finance AG (xStocks), Bitstamp, Maple, Reserve, and Tenbin, including their structure, backing, regulatory positioning, eligibility, and availability, is provided by Ondo, xStocks, Bitstamp, Maple, Reserve, and/or Tenbin, or with reference thereto. Developers and users should review own terms of Ondo, xStocks, Bitstamp, Maple, Reserve, and/or Tenbin, disclosures, and documentation and monitor updates provided directly by Ondo, xStocks, Bitstamp, Maple, Reserve, and/or Tenbin.

1inch does not issue, sponsor, endorse, manage, or provide investment advice in relation to any RWA or underlying asset. 1inch acts solely as an infrastructure and technology provider, enabling access to supported tokens via its APIs, where available.

This material is provided for informational purposes only and does not constitute investment advice, an offer, solicitation, or recommendation to acquire or dispose of any asset.

Availability of RWAs may vary by jurisdiction, eligibility criteria, network, market conditions, and third-party restrictions, and may change over time. 1inch may apply different availability across its own products and at levels accessible to it. 1inch does not monitor, verify, or take responsibility for the integrator's enforcement of end-user eligibility, screening, disclosures, or jurisdictional compliance.

Nothing in this documentation creates any partnership, agency, joint venture, or fiduciary relationship between 1inch and any RWA issuer.